Benefits

 

Death Benefit

DHFL Pramerica Family First Plan comes with benefits that never came in a single plan before

  • Lump-sum Benefit: To take care of big, immediate needs, a lump-sum equal to 20 times the monthly income is paid out immediately to your family in case of your unfortunate demise.
  • Monthly Income Benefit: To help your family meet everyday expenses without any worry, a fixed monthly income as chosen at inception is assured to them till the end of the policy term
  • Guaranteed Monthly income for 48 months, over and above the lump-sum payout even if claim occurs in the last four years of the policy.
  • You can cover additional risks by adding from a choice of DHFL Pramerica Critical Illness Rider and DHFL Pramerica Accidental Death Benefit Rider
  • Tax Benefits: Along with these benefits, you also get the tax benefits on premiums paid and benefits received under this policy.

 

Riders

You can make the whole plan more comprehensive by adding additional benefits to your base plan. Riders are important add-ons since they enable you to customize the policy to suit your individual requirements and future needs. They help you derive maximum benefit from your insurance plans.

 

DHFL Pramerica Traditional Accidental Death Benefit Rider: [UIN: 140A003V02]

On death due to an ill-fated accident, the beneficiary gets an additional sum assured as chosen under this rider. It is available in addition to the basic death benefit under the base plan.

 

DHFL Pramerica Traditional Critical Illness Rider: [UIN: 140B002V02]

This Rider provides protection cover in case the life insured is diagnosed with/undergoes any of the 10 critical illnesses/conditions/surgeries namely aorta surgery, blindness, cancer of specified severity, open chest CABG,first heart attack of specified severity, open heart replacement or repair of heart valves, kidney failure requiring regular dialysis, major organ/bone marrow transplant, permanent paralysis of limbs and stroke resulting in permanent symptoms. If you were diagnosed with any of these specified illnesses, the critical illness benefit would be paid in lump sum subject to a survival period of atlea30 days. The base plan continues even after payment under this additional benefit.

 

Please refer to the rider brochure for detailed benefits before concluding a sale