Appendix

Minimum Age at Entry*

  • 8 Years for Policy Term of 10 Years
  • 3 Years for Policy Term of 15 Years
  • 90 Days for Policy Term of 20 or 25 Years
  • For ADB Rider Minimum Entry Age is 18 Years

Maximum Age at Entry*

65 Yrs

For ADB Rider Maximum Entry Age is 60 Years

Maximum Maturity age*

75 Yrs

Premium Payment Terms (PPT)

  1. Single Pay

Policy Term

  1. 10 Yrs
  2. 15 Yrs
  3. 20 Yrs
  4. 25 Yrs

Premium

  • Minimum Single Premium: 65,000
  • Maximum Single Premium: Depends on Maximum
  • Sum Assured, subject to underwriting

Sum Assured

  • A multiple of Annualized Premium
  • as defined below:
  • Age at Entry > 45 Years: 1.25 times of SP
  • Age at Entry 45 Years and above:1.10 times of SP
  • Subject to maximum of 10 Crore
* Age as on last birthday