Appendix

Entry Age*

Min

8 Yrs

Max

55 Yrs

Maximum Maturity Age**

75 Yrs

For ADB Rider Maximum Expiry Age is 65 Years

Policy Term

20 Yrs

Premium Payment Terms (PPT)

  1. 5 Yrs
  2. 10 Yrs
  3. 15 Yrs
  4. 20 Yrs

Sum Assured

A multiple of Annualized Premium as defined below:
Premium Paying Term Age at Entry < 45 Years Age at Entry >= 45 Years
5 10 7
10,15 or 20 10 10

Premium Payment modes

Frequency Premium Payment Term
  5 Years 10, 15, 20 Years
Annual ₹36,000 ₹30,000
Half-Yearly ₹45,000 ₹36,000
Quarterly ₹50,000 ₹42,000
Monthly# ₹60,000 ₹48,000

Maximum Premium:

5 Crores (Subject to underwriting)

* Age as on last birthday ** Rider Benefit can be attached on or after attaining 18 Years of age # Monthly Mode of Premium Payment is available only through Credit Card, Direct Debit and ECS